Lenders Valley

Private mortgage guides

How private lending works in Canada, what it costs, and how to choose between lenders. Written for borrowers, not bankers.

Commercial1 min read

Amir Test

Hello

Second mortgages6 min read

How private second mortgages work, and when one makes sense

Combined LTV, interest-only payments, and how to plan your exit before you sign.

Rates & fees5 min read

The true cost of a private mortgage: rate, fees and APR

A worked example showing how a lender fee changes what a 12-month loan really costs.

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